Cara Julian

MORTGAGE BROKER

Cara Julian is a mortgage broker on a mission to help close the gender finance gap.

Helping you navigate the mortgage process

My passion is working with women - because I have been where you are now. I know the road.

Let’s take the first step together

Cara Julian

I’m Cara.

Cara Julian Mortgage Broker

I’m a mortgage broker on a mission to help close the gender finance gap.

Why? Because this is a limiting factor for women wanting to create financial independence.

Let’s challenge the old, archaic way of thinking together and make that change for the future together xx

“A woman’s best protection is being financially independent.”

It is my goal to take you from

This

· Feeling alone in your world of finances

· Stuck in a cycle of inertia – scared to make a change

· A lack of confidence & knowledge holding you back from taking that first step

Arrow

To This

· Feeling supported on your journey

· Having a trusted game plan that aims to help you reach your goals

· Access to support and guidance to help improve confidence

How can I help you?

Simply click on the right button below and let me help you
to find the right lending solution for you.

I’m looking to buy a home or investment property

I’m looking to refinance
my current mortgage

Still not sure which one is best for you?

I can help you navigate the options and find the best solution
for your unique situation. Reach out to me today!

My specialty is working with women – because I have been where you are now. I know the road. Whether you are buying a home, an investment property or refinancing, I’ve got your back. I can help you navigate the mortgage process with confidence, control and ease. Showing you that ‘you’ve got this’!

Let’s take the first step together.

Think of your mortgage broker as your

Cara Julian Mortgage Broker

Personal Home Loan Shopper

As a mortgage broker we have access to over 50 different lenders. We understand different lender policy, niches and have established relationships with the lenders to secure rate reductions. And we must operate under Best Interest Duty (BID) to ensure our recommendations are within your best interest - something a lender does not need to abide by. It is also an opportunity to find a lender with products that fit you - not being forced to fit within product policy of one given lender that you have gone direct to. We take all of the legwork out of it for you - think of all the time and stress you will save!

Cara Julian Mortgage Broker

Reliable Admin Assistant

We manage the collection of information from you, organise it all, go through the relevant checks and balances to ensure a strong application, prepare and submit the loan application on your behalf and follow the application right through to settlement. You just need to sit back and relax and know your application is in safe hands.

Cara Julian Mortgage Broker

Ongoing Loan Advisor

Your relationship with a mortgage broker doesn’t end once settlement occurs. A mortgage broker will (should) act as an ongoing loan advisor for the life of your loan, periodically reviewing your loan to ensure it is on a competitive rate and presenting refinance options if not.

Whether you’re a first-time buyer or looking to refinance, becoming familiar with
these mortgage terms will empower you to navigate the mortgage process with confidence.

What my customers are saying

We cannot recommend Cara from Badu Capital enough.

From the first conversation, we knew she was the right choice for us. Nothing was too much trouble and everything was explained so we had all the facts to make an informed decision and the best deal for us. We were kept informed all the time of all updates and next steps which made the whole process as easy and pain-free as possible.

Thanks again Cara for all your hard work. It’s much appreciated.

Chirstie

We have had the pleasure of dealing recently with Cara. We found Cara amazing to deal with, very helpful, and made our refinance super easy. Highly recommend and we will be recommending to family and friends.

Thank you, Cara!

Fayez and Suzanne

Cara is beautifully relatable. Nothing was too much trouble. She was really supportive and hugely efficient the whole way through the process. I will use her every time!

Alex

Proactive, detail orientated and an absolute pleasure to deal with. I couldn’t recommend Cara highly enough.

Andrew

Stay Informed

6 ways that may help you pay off your mortgage early

6 ways that may help you pay off your mortgage early

This blog post aims to provide comprehensive guidance assisting you in preparing a robust application for a pre-approved home loan.

What’s a Pre-approval and Why Does it Matter?

What’s a Pre-approval and Why Does it Matter?

This blog post aims to provide comprehensive guidance assisting you in preparing a robust application for a pre-approved home loan.

29 Simplified Mortgage Terms Explained

29 Simplified Mortgage Terms Explained

Obtaining a mortgage is a significant financial commitment that comes with a host of specialized terminologies. As a prospective homeowner, understanding mortgage

Use our Calculators to:

  • Calculate your loan repayment
  • Calculate your gross annual income
  • Calculate your maximum borrowing capacity
  • Calculate your refinance savings
  • Calculate how much you can save by extra repayments
Cara Julian Mortgage Broker

Frequently Asked Questions

Home loan pre-approval (or conditional approval) means that a lender has agreed, in principle, to lend you money towards the purchase of your home but hasn’t proceeded to full or final approval.

A pre-approved home loan serves as a valuable instrument for prospective homebuyers, as it provides insight into the affordable amount for purchasing a property and allows you to look with confidence.

Owning a house comes with its own set of financial considerations, one of which is whether or not to refinance your mortgage. Refinancing may appear scary at first, but it may provide many benefits for homeowners trying to better manage their changing financial situation. These benefits include: lowering interest rates, changing loan terms, switching loan types, and accessing home equity.

It is important to consider the costs of refinancing when making your decision. Typical costs involve a mortgage discharge fee, new lender set up fee and settlement fees.

Buying a home is a big step in anyone’s life. A mortgage broker can act as a guide, there to support you every step of the way.

There is a lot to understand including different rates, product features, loan terms, etc. This is where a mortgage broker can be a really helpful resource on your team.

Paying off your mortgage early comes with a host of benefits, both financial and emotional.

Here are 5 ways that may help you:

1. Make bi-weekly payments
2. Make lump sum payments
3. Refinance to a shorter-term
4. Make extra repayments
5. Cut unnecessary expenditure

Start your journey with me today!

Get in touch with me and find the right lending solution for you

Our Lendors

AdelaideBank
AMP
ANZ
AUSWIDE BANK
Bank of Melbourne
BOQ
bankwest
Bluestone
citi
commonwealth Bank
Connective Home Loans
ING
MACQUARE
me
nab
pepper money
st.george
suncorp
Virgin Money
Westpac
Scroll to Top